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Friday, January 31, 2014

When should the protection against execution, forced sale or attachment enjoyed by the family home be invoked?

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● At no other time can the status of a residential house as a family home can be set up and proved and its exemption from execution be claimed but before the sale thereof at public auction. (Sps. De Mesa v. Sps. Acero, G.R. No. 185064, 16 January 2012)

● While it is true that the family home is constituted on a house and lot from the time it is occupied as a family residence and is exempt from execution or forced sale under Article 153 of the Family Code, such claim for exemption should be set up and proved to the Sheriff before the sale of the property at public auction. Failure to do so would estop the party from later claiming the exemption. (Honrado v. Court of Appeals, G.R. No. 166333, November 25, 2005)

● The settled rule is that the right to exemption or forced sale under Article 153 of the Family Code is a personal privilege granted to the judgment debtor and as such, it must be claimed not by the sheriff, but by the debtor himself before the sale of the property at public auction. (Honrado v. Court of Appeals, ibid.)

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